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UNICAL Microfinance Bank provides loan to micro and small businesses from N501,000 and above, with a maximum maturity of 18 months. We are one of Nigeria's fastest and least bureaucratic Micro-finance banks when it comes to business lending:

Flexible collateral arrangements depending on loan size (household goods, business equipment, goods in stock, vehicles, property etc.)

Lesser documentation requirements than most other banks in the marketplace.

No audited financial statements required.

Loan amounts and maturities are tailoured to the strength and nature of your enterprise

No hidden costs such as additional fees and commissions: You only pay the interest (starting from 2.0% p.m. on declining balance, depending on amount and credit history).

Do not let yourself be fooled by lower nominal rates elsewhere - meet our loan officers today for an indicative price proposal and compare with your current creditor.

Long-standing clients with impeccable repayment record qualify for successive interest rate discounts and even faster loan processing.

No borrower groups - you are responsible only for your own loan.

Kindly note that all applications undergo an on-site assessment by one of our lending staff prior to a committee decision.


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