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Saving your hard-earned money with UNical Microfinance Bank offers you peace of mind.


  • Minimum opening balance of N2,000.00.
  • Minimum operating balance of N1,000.00
  • Interest rate is 2% per month.
  • Withdrawal from savings accounts more than twice in a month will lead to forfeiture of interest in that month when interest is paid for the quarter.

Accompanying Documents

  • Minimum opening balance of N2,000.00.
  • Means of identification (National ID, International passport, driver's license)
  • Utility Bill of Applicant (Nepa bill, water rate bill, tenement rate, rent receipt)
  • Two passport size photographs of Applicant

Next Steps

To open a personal Savings account.

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